@import url('data:text/css,');
:root{--ink:#183b32;--muted:#617069;--paper:#f6f6ed;--line:#d9ded3;--green:#204c3f;--lime:#d7ef91}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.6 Arial,Helvetica,sans-serif}a{color:inherit}header,main,footer{max-width:1240px;margin:auto}header{height:105px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);gap:24px}.brand{text-decoration:none;font-size:25px;font-weight:800;letter-spacing:-1.2px;display:flex;gap:10px}.dot{color:#769345}nav{display:flex;gap:32px}nav a{text-decoration:none;font-size:14px;font-weight:600}.nav-note{font-size:12px;color:var(--muted)}.intro{padding:55px 0 34px;position:relative}.eyebrow{font-size:10px;letter-spacing:1.8px;font-weight:800}h1{font-size:clamp(42px,5.4vw,70px);line-height:1.04;letter-spacing:-3.2px;margin:20px 0}h1 em{font-family:Georgia,serif;font-weight:400}h2{font-size:29px;letter-spacing:-1px;line-height:1.2}.intro>p{max-width:375px;color:var(--muted);position:absolute;right:30px;bottom:45px;font-size:17px}.calculator{display:grid;grid-template-columns:1.2fr 1fr;border:1px solid var(--line);border-radius:18px;overflow:hidden;background:white;box-shadow:0 7px 24px #183b3206}form{padding:32px 38px}.card-top{display:flex;justify-content:space-between;gap:15px;align-items:center}.pill{background:#eff5e7;color:#476733;border-radius:20px;padding:4px 10px;font-size:10px}form h2{margin:17px 0 24px}label{display:block;font-size:12px;font-weight:700}label span{float:right;color:var(--muted);font-weight:400}input,select{display:block;width:100%;border:1px solid #cfd7ca;border-radius:7px;background:#fdfdf9;padding:12px 14px;color:var(--ink);font:16px Arial;margin:7px 0 17px}select{font-size:14px}input:focus,select:focus{outline:2px solid #699943;outline-offset:2px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}.hint,.result-note{font-size:11px;line-height:1.6;color:var(--muted);margin:2px 0 9px}.text-button{border:0;background:none;padding:8px 0;color:var(--ink);cursor:pointer;text-decoration:underline}#error{color:#a23424;font-size:12px;margin:0}.result{background:var(--green);color:white;padding:38px 40px;display:flex;flex-direction:column;justify-content:center}.result>.eyebrow{color:#d0decd}.big-number{font-size:76px;font-weight:500;letter-spacing:-4px;line-height:1.2;margin-top:17px}.result>p{margin:0 0 26px;font-size:13px;color:#c6d9ce}.result-stats{display:flex;justify-content:space-between;gap:14px;padding:22px 0;border-top:1px solid #567365;border-bottom:1px solid #567365}.result-stats span{display:block;font-size:10px;color:#c6d9ce}.result-stats strong{font-size:20px;font-weight:500}.insight{display:flex;align-items:center;gap:15px;padding:19px 0}.insight>span{font-size:27px;color:var(--lime)}.insight p{font-size:12px;margin:0;color:#e2efd8}.insight strong{color:var(--lime)}.result .result-note{font-size:10px;color:#bed0c6;margin:0}.trust-strip{display:flex;justify-content:center;gap:45px;padding:21px 0;color:var(--muted);font-size:11px}.section{padding:55px 0}.section-heading{display:flex;align-items:end;justify-content:space-between;margin-bottom:22px}.section-heading h2{margin:12px 0}.section-heading>p{font-size:13px;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.tool-card{border:1px solid var(--line);border-radius:10px;padding:24px;text-decoration:none;display:flex;flex-direction:column;transition:background .15s,transform .15s}.tool-card:hover{background:#eaf0df;transform:translateY(-3px)}.tool-number{font-size:9px;letter-spacing:1px;color:var(--muted)}h3{font-size:22px;line-height:1.25;letter-spacing:-.6px;margin:23px 0 10px}.tool-card p{font-size:13px;color:var(--muted);flex:1}.arrow{font-size:23px;align-self:end}.guide-banner{background:#e5ebd6;border-radius:12px;padding:40px;display:grid;grid-template-columns:1fr 1fr;gap:60px;margin:12px 0 70px}.guide-banner h2{font-family:Georgia,serif;font-weight:400;font-size:36px}.guide-banner p{font-size:14px;color:#506047}.button{display:inline-block;background:var(--ink);color:white;text-decoration:none;border-radius:6px;padding:12px 18px;font-size:12px}footer{padding:35px 0 30px;border-top:1px solid var(--line)}footer p,footer small{color:var(--muted);font-size:12px}footer div{display:flex;gap:25px;margin:20px 0}footer div a{font-size:12px}.compact h1{font-size:48px;max-width:720px}.compact>p{position:static;max-width:650px}.compact>a{font-size:12px}.prose{max-width:760px;margin:65px auto 85px}.prose h1{font-size:52px}.prose h2{font-size:27px;margin-top:38px}.prose p{color:#4f6057}.prose .lead{font-size:22px}.prose a{overflow-wrap:anywhere}.prose details{border-bottom:1px solid var(--line);padding:18px 0}.prose summary{cursor:pointer;font-weight:600}.skip{position:absolute;top:-100px}.skip:focus{top:5px;background:white;z-index:10;padding:10px}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #799c38;outline-offset:5px}@media(max-width:1300px){header,main,footer{margin-left:5%;margin-right:5%}}@media(max-width:800px){header{height:85px}.nav-note{display:none}nav{gap:16px}nav a{font-size:12px}.intro>p{position:static;max-width:500px}.intro{padding-top:35px}.calculator{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.trust-strip{gap:15px;flex-wrap:wrap}.guide-banner{gap:20px;padding:26px}.result{padding:30px}.big-number{font-size:65px}.prose h1{font-size:42px}}@media(max-width:480px){header{align-items:start;height:auto;padding:22px 0;flex-direction:column;gap:14px}h1{letter-spacing:-2px}.cards{grid-template-columns:1fr}.section-heading{display:block}.section-heading>p{display:none}form{padding:24px}.result-stats strong{font-size:17px}.guide-banner{grid-template-columns:1fr}.guide-banner h2{font-size:30px}.compact h1{font-size:38px}.prose{margin:40px 0}.prose h1{font-size:38px}.trust-strip{align-items:start;flex-direction:column;padding-left:15px}}
.scenario{padding:24px;border:1px solid #d3d9cd;border-radius:16px;background:#fffdf7;margin:28px 0}.scenario .fields{padding:0}.scenario button{background:#1d493b;color:white;border:0;border-radius:8px;padding:12px 20px;font:inherit;font-weight:600;cursor:pointer}.scenario [data-result]{background:#eaf0dc;border-radius:8px;padding:18px;font-weight:600}.scenario button:focus-visible{outline:3px solid #778d30;outline-offset:3px}